Interest Rates of Axis Bank Home Loan

Description of Charges Amount
Interest Rate Range 8.80% onwards
Processing Charges Upto 1% (Min. Rs. 10,000)
Tenure Range Up to 30 years
Loan Amount Minimum is Rs. 3 lakhs and Maximum loan amount depends on combined income
Cheque/ Insrument Swap Charges Rs. 500 per instance
Cheque Bounce Charges Rs. 500 per instance
Foreclosure Charges Nil if floating, up to 2% for fixed rate

Documents Required for Axis Bank Home Loan

Purpose Salaried Employee Self Employed
Identity and Residential Proof Passport/ Voter ID/ Job Card issued by NREGA/ Driving License/ PAN Card/ Aadhar Card/ or any other documents accepeted to the Axis Bank Passport/ Voter ID/ Job Card issued by NREGA/ Driving License/ PAN Card/ Aadhar Card/ or any other documents accepeted to the Axis Bank
Income Proof Latest 3 months salary slip and Form 16 Last 2 years IT returns and computation of income for the last 2years certified by a CA
Passbook or Bank statement where salary is credited Last 6 months Last 6 months
Guarantor Form Optional Optional

Eligibility Criteria for Axis Bank Home Loan

Salaried Employee

  • Should have permanent service in the Government or any reputed companies.

  • Age should be 24 to 60 years but no more than 60 years at the end of the home loan.

Professional

  • Doctors, dentists, engineers, architects, accountants, charted accountants, management consultants, company secretary can apply for a home loan.

  • Applicant's age should be 24 to 65 years old but no more than 65 years old at the end of a home loan.

Self Employed Individuals

  • Any individuals who are filing income tax returns can apply for a home loan.

  • Applicant's age should be 24 to 65 years old but no more than 65 years old at the end of a home loan.

Axis Bank Home Loan EMI Calculator

Axis bank home loan emi calculator is easy and quick way to calculate the EMI before you are going to apply for a home loan. You can estimate the monthly EMI based on your selected loan amount. You can select your tenure to decide the best time period to repay your taken loan amount.

To calculate your home loan EMI, use our Axis bank home loan EMI calculator:

Features of Axis Bank Home Loan

  • Attractive and flexible interest rates

  • Door step service

  • You can pre pay your home loan at any time without any charge

  • 30 years repayment period

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