|Description of Charges||Amount|
|Interest Rate||8.70% per year onwards|
|Tenure Range||Up to 30 years|
|Processing Charges||Rs. 5,000 onwards + GST|
|Cheque Bounce Charges||Rs. 500 + GST|
|Loan Amount||Rs. 5 crores|
|Foreclosure Charges||Nil if floating, up tp 2% + GST for fixed rate|
|Cheque/ instrument Swap Charges||Rs. 250 per swap + GST|
|Loan Processing Fee||
Rs. 5000 - Rs. 20000 (depending on the loan amount)
Min. Login Fees: Rs. 2,500 or processing fee applicable whichever is lower + GST
|Overdue charges on default installment||18% per year on the dues outstanding|
Up to Rs. 75 lakhs - Rs. 2,500 + GST
Above Rs. 75 lakhs - Rs. 5000 + GST
|Property Papers Copy||Rs. 500 + GST|
DHFL provides different types of home loans as per your requirement, which are:
New Home Loans
Land/ Plot Loans
Plot and Construction Loans
Home Construction Loans
Home Extension Loans
Home Loan Balance Transfer
NRI Home Loans
Home Improvement/ Renovation Loans
Home Loan for Self Employed
Prdhan Mantri Awas Yojana
KYC Documents: PAN Card/ Aadhar Card/ Voter ID/ Passport/ Utility Bill/ Driving License/ Employer letter/ Ration Card/ Bank statement and passbook copy/ Sale Deed/ Rent Agreement
For Salaried Individuals,
1. Last 2 months salary slips
2. Income details ( Upto Rs. 30,000 per month)
3. Last 3 months bank statements
For Self Employed Individuals,
1. Last 2 years Income Tax returns along with computation of income
2. Last 2 years P/L account with all schedules & balance sheet copy
3. TDS certificate or VAT or Service tax returns
Property Documents: Agreement for sale/ Allotment Letter from builder/ Index-ii/ Reciept of Registration and Stamp Duty/ OCR (Own Contribution Reciept)/ NOC from Builder/ Builder's linked documents/ Tripartite Agreement/ Development Agreement/ Sale Deed/ Partnership Deed/ NA order/ Title Search Report
Minimum age should be 18 years old.
Maximum age should be 60 years old but no more than 60 years at the end of a loan.
Individuals have a stable source of income with minimum earning capacity.
DHFL home loan helps millions of people to get their dream home.
Loan Amount is depending upon the credit profile and repaying capacity.
Maximum repayment tenure is up to 30 years.
No charges for foreclosure of the home loan.