Interest Rates of DHFL Home Loan

Description of Charges Amount
Interest Rate 8.70% per year onwards
Tenure Range Up to 30 years
Processing Charges Rs. 5,000 onwards + GST
Cheque Bounce Charges Rs. 500 + GST
Loan Amount Rs. 5 crores
Foreclosure Charges Nil if floating, up tp 2% + GST for fixed rate
Cheque/ instrument Swap Charges Rs. 250 per swap + GST
Loan Processing Fee

Rs. 5000 - Rs. 20000 (depending on the loan amount)

Min. Login Fees: Rs. 2,500 or processing fee applicable whichever is lower + GST

Overdue charges on default installment 18% per year on the dues outstanding
Conversion Charges

Up to Rs. 75 lakhs - Rs. 2,500 + GST

Above Rs. 75 lakhs - Rs. 5000 + GST

Property Papers Copy Rs. 500 + GST

Types of DHFL Home Loans

DHFL provides different types of home loans as per your requirement, which are:

  • New Home Loans

  • Land/ Plot Loans

  • Plot and Construction Loans

  • Home Construction Loans

  • Home Extension Loans

  • Home Loan Balance Transfer

  • NRI Home Loans

  • Home Improvement/ Renovation Loans

  • Home Loan for Self Employed

  • Prdhan Mantri Awas Yojana

Required Documentation for DHFL Home Loan

  • KYC Documents: PAN Card/ Aadhar Card/ Voter ID/ Passport/ Utility Bill/ Driving License/ Employer letter/ Ration Card/ Bank statement and passbook copy/ Sale Deed/ Rent Agreement

  • Income Proof:

  • For Salaried Individuals,

    1. Last 2 months salary slips

    2. Income details ( Upto Rs. 30,000 per month)

    3. Last 3 months bank statements

  • For Self Employed Individuals,

    1. Last 2 years Income Tax returns along with computation of income

    2. Last 2 years P/L account with all schedules & balance sheet copy

    3. TDS certificate or VAT or Service tax returns

  • Property Documents: Agreement for sale/ Allotment Letter from builder/ Index-ii/ Reciept of Registration and Stamp Duty/ OCR (Own Contribution Reciept)/ NOC from Builder/ Builder's linked documents/ Tripartite Agreement/ Development Agreement/ Sale Deed/ Partnership Deed/ NA order/ Title Search Report

Eligibility Criteria for DHFL Home Loan

  • Minimum age should be 18 years old.

  • Maximum age should be 60 years old but no more than 60 years at the end of a loan.

  • Individuals have a stable source of income with minimum earning capacity.

Features of DHFL Home Loan

  • DHFL home loan helps millions of people to get their dream home.

  • Loan Amount is depending upon the credit profile and repaying capacity.

  • Maximum repayment tenure is up to 30 years.

  • No charges for foreclosure of the home loan.