DHFL Mortgage Loan Interest Rates

Description Charges
Interest Rate 13.75%
Tenure Range 1 - 15 years
Prepayment and Foreclosure Charges Nil
Processing Fee 1% - 2% + GST
Cheque/ECS Bounce Charges Rs. 500/- + GST
Overdue Charges on deafault EMIs 18% Per year on the outstanding dues
Property Documents Copy Rs. 500 + GST
ECS/Cheque swapping charges Rs. 250/- per swap + GST

Documentation Required for DHFL Mortgage Loan

For Self Employed
  • Filled Loan application form

  • 2 passport size photographs

  • Last 2 years ITR

  • Identity Proof: Driving License/ Passport/ PAN/ Voter ID

  • Address Proof: Valid Rent Agreement/ Passport/ Utility Bill/ License

  • Business Proof: Business Address Proof/ VAT/Service Tax registration/ Balance Sheets certified by CA/ Profit & Loss Account/ Partnership Deed/ Business profile and Business Existence Proof

For Salaried Employee
  • Filled Loan application form

  • 2 passport size photographs

  • Job continuity proof

  • Identity Proof: Driving License/ Passport/ PAN/ Voter ID

  • Address Proof: Valid Rent Agreement/ Passport/ Utility Bill/ License

  • Income Proof: Last 6 months payslips/ Last 6 months bank statement/ 2 years Form 16/ any debit card

Property Documents
  • Lease Deed/ Registered Sale Deed/ conveyance

  • Previous Sale Deeds Chain

  • Approved Building plan from Municipal Corporation

  • Latest Home tax return/ receipt

DHFL Mortgage Loan Eligilibility

  • Age should be 21 to 60 years

  • Minimum credit score is 650 and above

  • Loan to value ratio - Up to 60%

  • Fixed Obligations to Income Ratio(FOIR) - 0.65

  • Small & mid sized businesses, partnership firms, private or closely held companies, self employed professionals are eligibile for mortgage loans.

DHFL Mortgage Loan EMI Calculator

You can use our online EMI calculator to calculate your loan EMIs. EMI is a fixed amount that you need to pay for every month.

Features and Benefits of DHFL Mortgage Loan

  • Higher loan amount and tenure up to 15 years

  • Low interest rates

  • Simple and quick approval

  • Flexible repayment option

  • Higher loan amount with low EMIs

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