HDFC Bank Home Loan Interest Rate

Description Charges
Interest Rate 8.80% onwards
Processing Fee Upto 0.50% ( Min. Rs. 3,000 and Max Rs. 10,000)
Tenure range 1 - 30 years
Prepayment Charges Nil charges for floating rate loans
Loan Amount Rs. 5 lakhs - Rs. 10 crores

The Interest rates are vary by occupation, loan amount, type of loan and income.

Loan Amount HDFC Bank Home Loan Floating Interest Rate Interest Rate for Female Borrower
Upto Rs. 30 Lakh 8.85% 8.80%
Rs. 30 Lakh - 75 Lakh 9.00% 8.95%
Rs. 75 Lakh - 2 Cr 9.05% 9.00%
Above Rs. 2 Cr 9.05% 9.00%

Documents Required for HDFC Bank Home Loan

Agriculturists Salaried Individuals Business men - Professionals
Application form with photograph Application form with photograph Application form with photograph
Identity and Adress Proof Identity and Adress Proof Identity and Adress Proof
Bank statement of last 6 months Bank statement of last 6 months Bank statement of last 6 months
Processing Fee Cheque Processing Fee Cheque Processing Fee Cheque
Income Documents: Copies of Title Documents of Agricultural Land depicting Landholding/ Copies of Title Documents of Agricultural Land depicting crops being cultivated/ Statement of previous 2 years of loans availed IncomeDocuments: Latest Salary Slip/ Form 16 Income Documents: Educational Qualifications Certificate and Proof of Business/ Business Profile and Previous 3 years Income Tax returns (self and business)/ Previous 3 years Profit/Loss and Balance Sheet

Eligibility Criteria for HDFC Bank Home Loan

  • Age should be over 21 years

  • Steady source of income

  • Assets, stability, liabilities and continuity of occupation

  • Savings history

  • Purpose of the loan

  • Residency status

  • Employment type

  • Co-applicant income

HDFC Bank Home Loan EMI Calculator

HDFC bank home EMI calculator provides the clear idea about how much amount you need to pay for your home loan on monthly basis.

Calculate the EMI that you need to pay for your home loan with our home loan EMI calculator.

Features of HDFC Bank Home Loan

  • Quick loan processing

  • No hidden charges

  • Attractive interest rates

  • Special interest rates for women

  • Free and safe document storage

  • Various loan options like home loan, home extention loan, home improment loan

  • Different offerings for different type of people such as horticulturists, planters, agriculturists, dairy formers

  • Auto repayment of EMIs

  • Loan from HDFC bank for buying property in anywhere in India

  • Loan approved even before a property selection

  • Flexible home loan repayment options

hdfc-bank-home-loan
X