Home Loan Documents Required

  • Proof of both identity and residence (any 1) 1. Valid Passport (Xerox Copy)
    2. Pan Card (Xerox Copy)
    3. Aadhaar Card (Xerox Copy)
    4. Valid Driving Licence (Xerox Copy)
    Proof of Income 1. Last 3 months' Salary Slips (Xerox Copy)
    2. Last 6 months salary credit Bank Statements (Xerox Copy)
    3. Latest Form-16 and IT returns (Xerox Copy)
    Other Documents 1. Employment Contract / Appointment Letter in case current employment is less than 1 year old (Xerox Copy)
    2. Last 6 months' Bank Statements showing repayment of any ongoing loans (Xerox Copy)
    3. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across (Xerox Copy)
    4. Cheque for processing /Legal/technical fee favouring to the Bank you want to process the loan
    5. Declaration and documents clearly stating the end use of the loan
    6. List of documents from the current financials
    7. Loan track record/Statement of account
    8. Foreclosser letter
    9. Own Contribution Proof
    Property Related Documents 1. Title Deeds including the previous chain of the property documents (Xerox Copy)
    2. Agreement of Sale(Xerox Copy)
    3. Proof of no encumbrances on the property (Xerox Copy)
    4. Latest Property Tax Receipt(Xerox Copy)
    5. Approved plan and proceeding if applicable (Xerox Copy)
  • Proof of both identity and residence (any 1) 1. Valid Passport (Xerox Copy)
    2. Pan Card (Xerox Copy)
    3. Aadhaar Card (Xerox Copy)
    4. Valid Driving Licence (Xerox Copy)
    Proof of Income 1. Income Tax Returns along with computation of income  for the last 3 Assessment Years' (Xerox Copy)
    2. Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures / Schedules (Xerox Copy)
    (Points 2 & 3 should be of both the individual and the business entity and attested by a CA) (Xerox Copy)
    3. Last 6 months' Current A/c Statements of the business entity and Savings Account Statements of the individual (Xerox Copy)
    Other Documents 1. Business Profile (Xerox Copy)
    2. Latest Form 26 AS (Xerox Copy)
    3. List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company (Xerox Copy)
    4. Memorandum and Articles of Association of the Company (Xerox Copy)
    5. Partnership deed in case of the business entity being a partnership firm (Xerox Copy)
    6. Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc (Xerox Copy)
    7. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
    8. Cheque for processing /Legal/technical fee favouring to the Bank you want to process the loan
    9. Declaration and documents clearly stating the end use of the loan (Xerox Copy)
    10. Own Contribution Proof (Xerox Copy)
    11. List of documents from the current financials
    12. Loan track record/Statement of account
    13. Foreclosser letter
    Property Related Documents 1. Title Deeds including the previous chain of the property documents (Xerox Copy)
    2. Agreement of Sale(Xerox Copy)
    3. Proof of no encumbrances on the property (Xerox Copy)
    4. Latest Property Tax Receipt(Xerox Copy)
    5. Approved plan and proceeding if applicable (Xerox Copy)

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