Interest Rates of Yes Bank Home Loan

Description Charges
Interest Rate 9.60% - 12.00%
Processing Fee (Non-Refundable) 0.5% of the loan amount (Min. Rs. 10,000) + GST, (Rs. 7,500 Non-Refundable)
Repayment swapping charges Rs. 500/-
Penalty for late payment 24% per year, i.e. 2% per month on overdue EMI
Instrument Return Charges RS. 750 per instance
Loan Cancellation/ Rebooking charges Rs. 2,000/-
EMI cycle date change RS. 500/-
Tenure range up to 35 years

Documents Required for Yes Bank Home Loan

For Salaried Employee

  • Application form with passport size photo

  • Aadhar card

  • KYC: Address Proof, Identity Proof, Signature Proof

  • Pan Card/ Form 60

  • Income Proof: Last 2 years slary slip and Income Tax Returns, Form 16

  • Last 6 months bank statement

For Self Employed

  • Application form with passport size photo

  • Aadhar crad

  • KYC: Address Proof, Identity Proof, Signature Proof

  • Pan Card/ Form 60

  • Income Proof: Last 2 years Income Tax Returns, Profit and Loss account including tax audit report and audited balance sheet, service tax returns/ turnover vide latest sales proof

  • Qualification Proof

  • Last 6 months bank statement from the operative account

Eligibility Criteria for Yes Bank Home Loan

Salaried employee Self employed
Age should be 21 to 60 years Age should be 21 to 60 years
Should have minimum 2 years work experience Should have minimum 2 years business stability
Loan amount eligibility is Rs. 10 lakhs - Rs. 5 crores Loan amount eligibility is Rs. 10 lakhs - Rs. 5 crores

Yes Bank Home Loan EMI Calculator

Home loan EMI calculators help you to give the exact installment amount you have to pay for home loan per month. You need to mention principle amount, interest rate on monthly basis, and tenure. The system calculates the amount you have to pay and helps you to understand the payment better.

To check home loan EMI calculator, use below EMI calcutor:

Features and Benefits of Yes Bank Home Loan

  • Home loans offered for self and salaried individuals.

  • Yes Bank offers loan amount as per the requirements of the customers.

  • Flexible tenure range up to 25 years.

  • Yes bank offers loans for buying a home under construction, complete properties and ready to occupy properties.

  • Attractive interest rates.

  • Home loan protection plan and balance tranfer facility.

  • Door step service.

  • Quick loan processing.

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